Insurance and financial guarantee for home and personal services providers.
Personal services financial guarantee 2026: Urssaf Immediate Advance obligation, scale and procedure
·8 min read·Home services
Since 1 January 2026, any personal services organisation using the Immediate Advance with deposits, or declaring more than €200,000 per year, must provide Urssaf with a financial guarantee of €15,000 to €1.2M. Scale, cost, procedure and the 31 October 2026 deadline.
