Industry
Deeptech & Biotech
A damaged patented prototype, compromised research data, or the departure of the researcher who alone carries a technology: in deeptech and biotech, value often rests on know-how or equipment that is hard to replace.
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The coverage most relevant to your business.
Professional Liability
A trial that fails because of a protocol error, an R&D service disputed by an industrial partner: Professional Liability covers the financial consequences of an error in carrying out your work.
Directors & Officers (D&O)
Successive funding rounds and demanding deeptech investors leave directors particularly exposed to claims. D&O shelters their personal assets.
Cyber
Exfiltrated research data or a patent compromised before filing: cyber insurance covers crisis management and the losses linked to an intrusion into your systems.
Key Person Insurance
The founding researcher or the engineer who alone holds a critical technology is a continuity risk that is rarely anticipated. Key Person insurance pays out a lump sum to absorb their departure or incapacity.
Property Damage (BOP)
A laboratory, a test bench or costly research equipment put out of action by a loss can halt an entire programme. Commercial property insurance protects your premises and equipment.
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How it works
Questionnaire
Answer a few questions about your business and its activity. It takes five to ten minutes.
File review
Our team reviews your situation and sends you a proposal within 24 business hours.
Setup
You receive your certificate and contracts, ready to present to your clients or partners.
Frequently asked questions
Does Key Person insurance make sense for a pre-seed startup?
Yes, that's often when it makes the most sense: the technology rests on one or two people, and investors pay attention to it. The lump sum paid out if the key person leaves or becomes incapacitated secures the next steps of the project.
Is laboratory equipment covered by a standard office insurance policy?
Rarely in a suitable way: scientific or prototyping equipment has a value and a specificity that go beyond a standard office contents policy. You generally need cover sized to the actual replacement value of that equipment.
Do we need D&O before the first funding round?
As soon as a board forms with outside investors, yes. Before that, it's less urgent, but many deeptechs put it in place at the first round precisely because investors ask for it.