Industry
Fintech & Financial Services
A payment institution or a financing platform must meet precise regulatory requirements (ACPR licence, DORA, financial guarantee), on top of a heightened cyber exposure due to the sensitivity of the financial data it processes.
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The coverage most relevant to your business.
Cyber
An intrusion into a platform that handles financial flows has an immediate, regulatory impact. Cyber insurance covers crisis management, notification obligations and the associated business interruption losses.
Professional Liability
An execution error on an order, poorly calibrated advice: Professional Liability covers the financial consequences of an error in the service provided, a particular point of attention for regulated activities.
Directors & Officers (D&O)
Directors of a financial institution are especially exposed to claims, whether from investors, clients or the regulator. D&O protects their personal assets.
Financial Guarantee for Home Care Service Organisations
Certain regulated statuses (payment institution, IOBSP, PSAN) require a financial guarantee before any licence is granted. This surety secures your clients' funds and is a condition of operating.
Trade Credit Insurance
A client who doesn't pay weakens your cash position, especially when your business runs on tight flows. Credit insurance compensates unpaid invoices and monitors your clients' solvency.
Who this is for
How it works
Questionnaire
Answer a few questions about your business and its activity. It takes five to ten minutes.
File review
Our team reviews your situation and sends you a proposal within 24 business hours.
Setup
You receive your certificate and contracts, ready to present to your clients or partners.
Frequently asked questions
Do all fintechs need a financial guarantee?
No, it depends on the exact regulatory status: a payment institution, an IOBSP or a PSAN are generally subject to it, while a pure B2B software vendor holding no client funds isn't necessarily. It's checked case by case according to your licence.
Is cyber insurance enough to meet DORA requirements?
DORA imposes a digital risk management framework that goes beyond a simple insurance policy (resilience testing, governance, critical third parties). Cyber insurance remains a useful building block of that framework, not its only answer.
Is D&O different for a fintech than for a conventional company?
The principle is the same, but the exposure is higher: regulatory supervision (ACPR, AMF) and the relationship with investors increase the risk of claims against directors, which is reflected in how the cover is sized.