Industry
Real Estate & Proptech
An agent who makes the agency liable through a poorly executed mandate, a rental management platform handling the data and payments of thousands of tenants: real estate combines long-standing regulatory obligations with new digital risks, driven by proptech players.
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The coverage most relevant to your business.
Financial Guarantee for Home Care Service Organisations
Estate agent, managing agent or property manager holding funds on behalf of third parties: the financial guarantee is a regulatory obligation before operating; it secures those funds in the event of a default.
Professional Liability
A poorly executed mandate, incorrect information passed on to a buyer: Professional Liability covers the financial consequences of a professional error in property management or a real estate transaction.
Cyber
A rental management platform that centralises payments, tenant data and contractual documents becomes a natural target. Cyber insurance covers crisis management and notification obligations in the event of an intrusion.
Directors & Officers (D&O)
Fast-growing proptechs and real estate businesses with multiple partners expose their directors to claims. D&O protects their personal assets.
Property Damage (BOP)
An agency, its premises and the documents kept there remain exposed to everyday losses. Commercial property insurance protects those assets and your ability to keep operating after an incident.
Who this is for
How it works
Questionnaire
Answer a few questions about your business and its activity. It takes five to ten minutes.
File review
Our team reviews your situation and sends you a proposal within 24 business hours.
Setup
You receive your certificate and contracts, ready to present to your clients or partners.
Frequently asked questions
Does every estate agency need a financial guarantee?
As soon as it holds funds on behalf of third parties (rents, security deposits, sale proceeds), the financial guarantee is a regulatory obligation to operate, governed by the French Hoguet law.
Is a pure proptech platform that holds no funds concerned by the financial guarantee?
Not necessarily: if the platform never holds funds on behalf of third parties (a pure technical intermediary, for example), the obligation may not apply. It's checked according to the exact model and status chosen.
Is D&O worthwhile for a small family-run real estate business?
The value grows with the number of partners and third parties involved in decisions. For a business with several partners or a board that includes investors, it secures each person's personal assets.